LifeExec Benefits. Better Healthcare at Affordable Rates.

Advantage Complete Plan Details

 

Complete Healthcare

Primary Care 

Urgent Care

Hospitalization

Therapies

Virtual Care

 

Healthcare Network

First Health

1,000,000 Providers

8,000 Hospitals and Urgent Care

 

Health Plan Features

$0 Deductible

$25 Primary Care Office Visit Fee

$50 Urgent Care Visit Fee

$0 Wellness Exams

$0 Medications

$0 Virtual Primary Care

$0 Virtual Urgent Care

$0 Mental Health Specialist

 

Wellness Programs (2x Single, 4x Family)

Health Screening

Cancer Screening

Mammogram Screening

Chest Xray

Electrocardiogram

Fasting Blood Glucose Test

Stress Test

Sleep Test

Bone Density Screen

Weight Reduction Program

Smoking Secession Program

 

Advanced Diagnostics (Labs)

Minor Diagnostics (4)

Major Diagnostics (3)

 

	Min	Max*
Medical Confinement
First Day Hospital Confinement	$ 2,000	$ 3,250
Daily Hospital Confinement (365 Days)	$ 2,000	$ 2,300
First Day ICU Confinement	$ 1,500	$ 2,500
Daily Hospital ICU Confinement (31 Days)	$ 1,500	$ 1,900
Rehabilitation Unit Confinement (31 Days)	$ 200	$ 400
Observation Room Treatment (3 Days)	$ 50	$ 150
Substance Abuse Facility Confinement (31 Days)	$ 500	$ 500
Mental Facility Confinement (31 Days)	$ 500	$ 500
Outpatient Treatment
Emergency Room Treatment (5 Visits)	$ 200	$ 700
Urgent Care Treatment	$ 100	$ 300
Physician's Office Treatment (10 Visits)	$ 125	$ 225
Chiropractic Care (8 Visits)	$ 75	$ 75
Physical Therapy (8 Visits)	$ 150	$ 200
Extended Treatment	$ -	$ 25
Medical Procedure
Inpatient Surgery	$ 10,000
Outpatient Surgery - Hospital or ASC	$ 1,000
Outpatient Surgery - Physician's Office	$ 1,000
General Anesthesia	25%
General Surgical
Open Abdominal or Thoracic	$ 1,000
Other Inpatient Surgeries for Repair	$ 250
Repair of One Tendon / Ligament / Rotator Cuff	$ 500
Repair of Multiple Tendon / Ligament / Rotator	$ 1,000
Torn Knee Cartilage	$ 500
Other Miscellaneous Surgery for Repair	$ 550
Exploratory Surgery	$ 250
Dislocation (Open Reduction)
Hip	$ 3,000
Knee (except Patella)	$ 1,800
Ankle / Bones of the Foot (excluding Toes)	$ 1,500
Collarbone (Clavicle, Sternum)	$ 600
Elbow	$ 600
Lower Jaw	$ 600
Bones of the Hand (excluding Fingers)	$ 450
Shoulder (Glenohumeral)	$ 450
Wrist	$ 450
Collarbone (Acromioclavicular and Separation)	$ 300
Rib	$ 225
One Finger or Toe	$ 225
Closed Reduction Percentage	50%
Partial Dislocation Percentage	10%
Burn
2nd Degree, 35 square inches or more	$ 1,000
3rd Degree, 10 – 20 square inches	$ 1,000
3rd Degree, 20 – 35 square inches	$ 10,000
3rd Degree, 35 square inches or more	$ 20,000
Skin Graft	25%
Laceration Requiring Stitches
Less than 2 inches in length	$ 100
2 – 6 inches in length	$ 400
6 inches or more in length	$ 800
Fracture
Skull (Depressed)	$ 4,000
Hip, Thigh (Femur)	$ 4,000
Skull (Non-Depressed)	$ 2,400
Vertebrae (excluding Vertebral Processes)	$ 2,000
Pelvis	$ 2,000
Leg (Fibula or Tibia)	$ 2,000
Ankle or Wrist	$ 1,600
Bones of the Face or Nose	$ 800
Jaw (Lower or Upper)	$ 800
Upper Arm	$ 800
Sternum	$ 800
Collarbone	$ 800
Shoulder Blade	$ 600
Vertebral Processes / Sacrum	$ 600
Forearm	$ 600
Kneecap	$ 600
Hand / Foot (excluding Toes / Fingers)	$ 600
Rib	$ 400
Coccyx	$ 300
One Finger or Toe	$ 300
Closed Reduction Percentage	50%
Chip Fracture Percentage	10%
Trauma
Concussion	$ 500
Severe Traumatic Brain Injury (TBI)	$ 1,000
Prosthetic Benefits
One Prosthetic Device	$ 1,500
Multiple Prosthetic Devices	$ 3,000
Eye and Dental Benefits
Emergency Dental Extraction	$ 50
Emergency Crown	$ 200
Eye Surgery or Removal of Foreign Object	$ 250
	Min	Max*
Additional Benefits
Air Ambulance	$ 1,000	$ 2,200
Ground or Water Ambulance	$ 300	$ 700
Blood / Plasma / Platelets (2)	$ 100	$ 300
Minor Diagnostic (4)	$ 100
Major Diagnostic (4)	$ 500	$ 700
Invasive Diagnostic (1)	$ 1,000
X-Ray	$ 50
Epidural / Pain Management	$ 100
Gunshot Wound	$ 500
Prescription Drugs (31 Days)	$ 75
Family Home Safety Benefits
Family Member Lodging	$ 300
Non-Local Transportation	$ 500
Family Care	$ 20
Family Caregiver	$ 100
Auto & Home Modification	$ 2,000
Appliance	$ 200
Organized Sports Benefit Booster	10%
Safety Incentive Program - 3 Years	$ 100
Long-Term Care Benefits
Skilled Nursing Confinement (31 Days)	$ 200
Hospice Facility Confinement (31 Days)	$ 200
Home Health Care (31 Days)	$ 150

 

Accidental Death & Dismemberment
Accidental Death	$ 50,000
Common Carrier	$100,000
Double Dismemberment	$ 25,000
Single Dismemberment	$ 12,500
Finger / Toe Dismemberment	$ 1,250
Coma	$ 10,000
Quadriplegia	$ 25,000
Paraplegia	$ 10,000

 

Life Protection Fund

Members gain access to the $100,000 life protection fund with a physician's diagnosis of potentially terminal condition, 2 ADL impairments, or mental impairment. Members can draw $3000 to $4000/month to a maximum amount of $85,000. A terminal diagnosis provides additional access to an additional $30,000 lump sum.

$15,000 is paid to beneficiaries as burial coverage and death benefit within 24 hours of receiving a death notification. 

 

Family Plans

Family plans cover the member, live-in spouse or partner, and up to 4 dependents up to 26 years old.

 

*Minimum payout for illnesses only. Maximum payout if the event involves an accident.

Advantage Premium Plan Details

Complete Healthcare

Primary Care

Virtual Care

Urgent Care

Hospitalization (Accident)

Dental 

Vision

Primary Care and Urgent Care

 HC2U Primary Care and Urgent Care Network 

$25 Primary Care Office Visit Fee

$50 Urgent Care Visit Fee

1x $0 Wellness Exams

1x $0 Labs

Telemedicine

Provided by My Teledoc

 24x7 Virtual Doctors

 $0 Visit Fee Unlimited Visits

Wait time average 3-10 minutes

Dental

Provided by Aetna Dental Access

262,000 Dentists Nationwide

Discounted Cleanings, Fillings, Root Canal Orthodontics and Periodontics

 Unlimited Visits

Average cleaning cost: $34

Average filling cost: $28 P

Vision Eye Exams

Provided by Coast-to-Coast

10-30% Discounts on Eyewear & Contacts

10-30% Discount on LASIK P

Pharmaceuticals

Provided by NB Pharmacy Solutions

60,000 Pharmacies Nationwide

Save up to 85% on prescriptions

Includes mail order services

Labs

Provided by MyBenefitsLabs

Discounted Labs

1,500 Labs Nationwide

Diabetic Supplies

Provided by Global Total Health

Discounted Diabetic Supplies

Accident Insurance Features

$0 Deductible

Accident Insurance Coverage

Family Plans

Family plans cover the member, live-in spouse or partner, and up to 4 dependents up to 26 years old.

Advantage Signature Plan Details

 

Complete Healthcare

Virtual Care

Urgent Care

Hospitalization (Accident)

Dental 

Vision

 

Telemedicine

Provided by My Teledoc

 24x7 Virtual Doctors

 $0 Visit Fee Unlimited Visits

Wait time average 3-10 minutes

 

Dental

Provided by Aetna Dental Access

262,000 Dentists Nationwide

Discounted Cleanings, Fillings, Root Canal Orthodontics and Periodontics

 Unlimited Visits

Average cleaning cost: $34

Average filling cost: $28 P

 

Vision Eye Exams

Provided by Coast-to-Coast

10-30% Discounts on Eyewear & Contacts

10-30% Discount on LASIK P

 

Pharmaceuticals

Provided by NB Pharmacy Solutions

60,000 Pharmacies Nationwide

Save up to 85% on prescriptions

Includes mail order services

 

Labs

Provided by MyBenefitsLabs

Discounted Labs

1,500 Labs Nationwide

 

Diabetic Supplies

Provided by Global Total Health

Discounted Diabetic Supplies

 

 

Accident Insurance Features

$0 Deductible

 

Accident Insurance Coverage

	Benefit
Hospital and Medical Benefits
First Day Hospital Confinement	$ 1,250
Daily Hospital Confinement	$ 300
First Day ICU Confinement	$ 1,000
Daily Hospital ICU confinement	$ 400
Inpatient Rehabilitation	$ 200
Observation Room Treatment	$ 100
Air Ambulance	$ 1,200
Ground Ambulance	$ 400
Blood / Plasma / Platelets	$ 200
Emergency Room Treatment (Max 1)	$ 200
Surgical Benefits
Open Abdominal or Thoracic	$ 1,000
Other Inpatient Surgeries for Repair	$ 250
Repair of One Tendon / Ligament / Rotator Cuff	$ 500
Repair of Multiple Tendon / Ligament / Rotator Cuff	$ 1,000
Torn Knee Cartilage	$ 500
Other Miscellaneous Surgery for Repair	$ 550
Exploratory Surgery	$ 250
Dislocation Benefits (Open Reduction)
Hip	$ 3,000
Knee (except Patella)	$ 1,800
Ankle / Bones of the Foot (excluding Toes)	$ 1,500
Collarbone (Clavicle, Sternum)	$ 600
Elbow	$ 600
Lower Jaw	$ 600
Bones of the Hand (excluding Fingers)	$ 450
Shoulder (Glenohumeral)	$ 450
Wrist	$ 450
Collarbone (Acromioclavicular and Separation)	$ 300
Rib	$ 225
One Finger or Toe	$ 225
Closed Reduction Percentage	50%
Partial Dislocation Percentage	10%
Fracture
Skull (Depressed)	$ 4,000
Hip, Thigh (Femur)	$ 4,000
Skull (Non-Depressed)	$ 2,400
Vertebrae (excluding Vertebral Processes)	$ 2,000
Pelvis	$ 2,000
Leg (Fibula or Tibia)	$ 2,000
Ankle or Wrist	$ 1,600
Bones of the Face or Nose	$ 800
Jaw (Lower or Upper)	$ 800
Upper Arm	$ 800
Sternum	$ 800
Collarbone	$ 800
Shoulder Blade	$ 600
Vertebral Processes / Sacrum	$ 600
Forearm	$ 600
Kneecap	$ 600
Hand / Foot (excluding Toes / Fingers)	$ 600
Rib	$ 400
Coccyx	$ 300
One Finger or Toe	$ 300
Closed Reduction Percentage	50%
Chip Fracture Percentage	10%
Other Benefits
Urgent Care Treatment	$ 200
Physician’s Office Treatment	$ 100
Emergency Dental Extraction	$ 50
Emergency Crown	$ 200
Eye Surgery or Removal of a Foreign Object	$ 250
Physical Therapy	$ 50
Appliance	$ 100
One Prosthetic Device	$ 1,500
Multiple Prosthetic Devices	$ 3,000
Non-Local Transportation	$ 500
Family Lodging	$ 200
Auto & Home Modification	$ 2,000
X-Ray	$ 50
Major Diagnostic	$ 200
Concussion	$ 500
Severe Traumatic Brain Injury (TBI)	$ 1,000
Family Care	$ 20
Gunshot Wound	$ 500
Emergency Delivery Due to Accident	$ 500
Epidural / Pain Management	$ 100
Extended Treatment	$ 25
Organized Sports Benefit Booster	10%
Safety Incentive Program - 3 Years	$ 100
Burn Benefits
2nd Degree, 35 square inches or more	$ 1,000
3rd Degree, 10 – 20 square inches	$ 1,000
3rd Degree, 20 – 35 square inches	$ 10,000
3rd Degree, 35 square inches or more	$ 20,000
Skin Graft	25%
Laceration Requiring Stitches
Less than 2 inches in length	$ 100
2 – 6 inches in length	$ 400
6 inches or more in length	$ 800
Wellbeing Benefits
Accident Screening	$ 50
Financial Wellness	$ 250
Diet & Nutrition Counseling	$ 250
Post-Traumatic Stress Disorder	$ 250
Family Caregiver	$ 100
Accidental Death & Dismemberment
Accidental Death	$ 50,000
Common Carrier	$ 100,000
Double Dismemberment	$ 25,000
Single Dismemberment	$ 12,500
Finger / Toe Dismemberment	$ 1,250
Coma	$ 10,000
Quadriplegia	$ 25,000
Paraplegia	$ 10,000

Advantage Essential Plan Details

 

Telemedicine

Provided by My Teledoc

 24x7 Virtual Doctors

 $0 Visit Fee Unlimited Visits

Wait time average 3-10 minutes

 

Dental

Provided by Aetna Dental Access

262,000 Dentists Nationwide

Discounted Cleanings, Fillings, Root Canal Orthodontics and Periodontics

 Unlimited Visits

Average cleaning cost: $34

Average filling cost: $28 P

 

Vision Eye Exams

Provided by Coast-to-Coast

10-30% Discounts on Eyewear & Contacts

10-30% Discount on LASIK

 

Pharmaceuticals

Provided by NB Pharmacy Solutions

60,000 Pharmacies Nationwide

Save up to 85% on prescriptions

Includes mail order services

 

Labs

Provided by MyBenefitsLabs

Discounted Labs

1,500 Labs Nationwide

 

Diabetic Supplies

Provided by Global Total Health

Discounted Diabetic Supplies

 

Family Plans

Family plans cover the member, live-in spouse or partner, and up to eight dependents up to 26 years old.